A Farmers auto policy can pay for bodily injuries to other people or damage to their property, if you are liable. It pays whether your car is driven by you, a qualified family member, or another driver using your car with your permission.
In most cases, it protects you in a car you borrow or rent temporarily.
It pays up the the limits you select.
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A Farmers auto policy can pay for bodily injuries to you, qualified family members, and any other person occupying your covered auto, caused by an uninsured motorist or a hit-and-run driver, if that driver is liable. Uninsured property damage coverage is available. Uninsured motorist limits may be increased up to the same limits carried for bodily injury, if desired.
A Farmers auto policy can also pay for bodily injuries to you and qualified family members caused by a motorist whose liability insurance limit is insufficient to pay damages you are legally entitled to recover. It pays up to the limit you select, less the amount paid by the other party. |
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A Farmers auto policy pays for reasonable medical and funeral expenses arising from an auto accident, regardless of fault, for you, qualified family members, or passengers. It pays such expenses for you and qualified family members while in a non-owned car or if hit by a car. It pays funeral expenses to a specified amount.
Plan 1: Pays up to the limit you select.
Plan 2: Pays up to the limit you select, however, you must pay the first $500 of covered expenses per person up front. Farmers then pays 80% of the remaining expenses. Your 20% participation will be limited to $2,000 per person including the first $500 of covered expenses. The first $500 and 80%/20% participation clause requirements do not apply to guests in your car. The medical expenses for the guests in your car are covered from the first dollar up to the policy limit you select.
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